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This is a product designed to enhance your living standards whilst payment is at your convenience.
FEATURES
Allows customer to provide 20% equity contribution of the value of the asset to be purchased.
Customer is allowed to build up initial contribution in a call account that attracts call deposit interest rates.
All assets must be brand new
Available to skye and non skye customers
Comprehensive insurance cover on all assets noting skye Bank as the first loss payee.
Minimum cost of assets must be N 100,000.00
BENEFITS
Special package available for companies and organisations .
Easy and convenient repayment period (6 - 36 months)
Competitive interest rates calculated on a reducing balance basis.
Competitive pricing from vendors.
Oppurtunity to enjoy immediately the benefits of future cash flow/income
TYPES OF ITEMS TO BE FINANCED UNDER THIS SCHEME
Household and personal electronic appliances
Cars and other vehicular products
Items for office improvement
Acquisition of shares for qouted compnanies
Homes for prospective homeowners |
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Skye Rainbow Account is a children's savings account with special features designed to benefit parents seeking to save for their children's education and other needs. In addition, it seeks to inculcate a savings culture in young children and teenagers and educate them about the importance of saving and investing for their future.
FEATURES
Opening balance of N5000.
Special interest rate of 1% above savings.
Birthday cards will be sent to account holders
Withdrawals allowed once a month
Specially designed children's account statements with fun quiz questions
Free gift for 1st 20 winners of quiz questions
Discount on drafts for school fees
Life Insurance cover's customers with a min balance of N100,000.00 maintained for 1 year
Product week organised at end of year with special programmes organised for children, to educate them about savings and investment.
BENEFITS
The benefits that the customer will derive from using this savings account product include
The savings interest rate is attractive and competitive
The savings interest rate is attractive and competitive
Added benefit of insurance cover for customers with a minimum balance of N100, 000 maintained for 1 year
Accounts opened after the launch will attract a free gift.
Enable parents to instill the importance of a savings culture in their children
Free gifts will be given during the product week
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Skye Salary Express Account is a salary advance product geared towards meeting the unforeseen urgent demands of salary earners before payday. Surveys have shown that the needs arise under two categories: short term and long term. There are two streams of skye salary express to cater to these needs:
QUICK ADVANCE
This applies for a 30 day overdraft against salary payment
FEATURES
Overdraft facility of up to a maximum of 70% of net monthly salary subject to a maximum of N500, 000.00.
Letter from employer signed by Director of Accounts confirming salary payment
Domiciliation of Salary
Interest rate PLR
Fees - 5% flat per month or a minimum of N 5,000 whichever is higher
No Letter of indemnity
No penalty for repayment before the due date
No Collateral
STRETCH ADVANCE
This applies for up to 1 year. FEATURES
Terminal benefits applicable as a fall back option.
Overdraft facility of up to a maximum of 40% of net monthly salary.
Payment on instalment basis allowed.
BENEFITS
It affords flexible and easy access to cash flow as and when needed
It is easily accessible
The opportunity to immediately enjoy the benefits of month end cash flow
Customer can enjoy an extended repayment period |
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Skye Support is designed to enable consumers save towards part-financing the acquisition of assets/products required for setting up or expanding small time businesses or trade which would eventually increase their networth while allowing them the flexibility of paying over a convenient period of time.
FEATURES
Customer is required to build up 50% equity contribution in the account for the desired asset.
Interest rate is 2% above savings interest rates
Withdrawals allowed within 6 months of savings
Customer can obtain 100% of savings as loan up to a limit of N500,000.00 after 6 months.
The Association and her trustees will serve as guarantors for the loans granted its members.
Alternative suitable security is acceptable. i.e Third party collateral in the form of shares.
Acceptable guarantors from reputable personnel for up to N50, 000.00
Maximum loan tenor is 12 months.
Minimum operating and opening balance ? N2000.00
Minimum deposit (after 6 months) required for loan qualification is N50, 000.00
Semi annual draws would be conducted.
Winners would get double the balance in the account up to a maximum of N1million.
BENEFITS
The opportunity to enjoy immediately the benefit of future cash flow/incomes.
Opportunity to win twice their account balance in the semi annual draws
Free Personal Financial Planning training
Opportunity to save towards a dream project
High yield on balance during the build-up period
Interest rates and fees are competitive and calculated on a reducing balance basis, ensuring that beneficiaries who pay down fast can enjoy the attendant benefits.
TYPE OF ITEMS TO BE FINANCED UNDER THIS SCHEMED CONDITIONS
Cabs, motorcycles, mechanic tools, hairdressing accessories, barbers' accessories etc.
Items for office improvement |
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Our Skye Global Account is an all-in-one account that is perfect for Nigerians living abroad. It has the features of savings and current account as well as optional facilities for deposit placement. With this account, you will enjoy the peace of mind that comes from knowing you no longer have to worry about the safety of your financial transactions in Nigeria.
As a Skye Global account holder, an account manager will be assigned to you to handle all transactions on your account and resolve any queries that you may have.
MINIMUM INVESTMENT
A minimum opening deposit of N50,000.00 or its equivalent in foreign currency is required to enjoy the benefits of a Skye Global Account.
RATE The interest rate payable shall be at the bank's prevailing savings rate.
FEATURES
24-hour access to our online real-time platform for viewing of account balances and issuance of instructions for transaction processing.
Easy funding of accounts by cash, cheque or wire transfer.
Fund conversion into the Naira account will be carried out at the prevailing money market rate.
Enables flexible withdrawal/usage of funds, as customer desires.
BENEFITS
No monthly maintenance fee.
Competitive interest rates
Funds are safe, sound and secure.
Personalised services such as funds delivery to designate recipient is available to customers with minimum balance of N100,000.00.
Account combines both savings and current account features.
Easy access to other Skye Bank products and services such as mortgages, share acquisition, financial advisory, funds management, project supervision etc.
HOW TO OPEN THE SKYE GLOBAL ACCOUNT
Download the account opening form (Click Here)
Take the completed form, other required documents (and the originals for verification purposes) to any Skye Bank agent.
Where there is no agent in your city, kindly get the required documents notarised by a Notary Public and mail to any of our agents.
You can also submit the account opening package at any Skye Bank branch in Nigeria.
For More Enquires Please Contact: global@skyebankng.com
Frequently Asked Questions
Click Here For Our Accredited Agents |
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This is a savings account, which offers all the features and benefits of a current account, including customized cheque books.
BENEFITS
Account holders are issued cheque books although it is a savings account.
They literally "eat their cake and still have it" as they earn interest of 1% above regular savings rate and they do not pay COT.
Account holders enjoy the benefits of the bank's on-line facility as payment and withdrawal can be made at any of the bank's branches irrespective of where their accounts are domiciled.
Dividend warrants and other forms of third party payments are allowed. To enjoy these particular services, however, references must be provided.
Free internet and mobile banking facility
Free Skye card (Debit card) |
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This is a unique current account for discerning individuals, which offers an opportunity for you to reduce financial charges on your account, as well as earn interest on current account balances at the graduated rate of 4-5% per annum.
All transactions on this account are also exempt of commission on turnover [COT] once a minimum balance of N100,000 (one hundred thousand naira only) is maintained.
As a Skye Select account holder an account officer will be assigned to you to handle all transactions on your account and resolve any queries that you may have.
In addition, you enjoy free Internet and Mobile banking services. You will also be issued with a free debit card.
The convenience of our ATMs will make you cheer!!
If you're like most people, you're on the go. But, no matter where you are - from Lagos, to Abuja, to Port harcourt -- you can count on there being a Skye Bank branch or ATM near you.
The Skyecard gives you access to all Interswitch ATMs. This service is open to both customers and non-customers of skye bank.
Get a SkyeCard today! |
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Today's banking is all about speed, convenience, adding value to our customers through simple and reliable service delivery channels. Skye-Plus presents you with three interesting options through which your banking transactions can be conducted from the comfort of your home or office at zero charge.
Skye-Plus was conceived and designed to actualise the bank's desire to provide fast and convenient services to its customers.
Tele Banking
By dialing direct to our call center, the underlisted information can be made available to you.
Your account balance
Option to access your bank statement by fax or e-mail
Internet Banking
Obtain up-to-the-minute balance on accounts
Review of details of uncleared cheques
Review of detail of fixed deposits
Obtain account statement on-screen
Mobile Banking
This enables our customers access their accounts from their mobile phones. In addition, on request, customers recieve transaction alerts on their mobile phones when specific transactions occur. |
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AUTO LEASE FOR A BRAND NEW CAR!!!!
Is it for real? Yes! It’s for real
In partnership with stallion motors you can now buy a brand new Audi, Honda, Hyundai, Skoda, Volkswagen and Mahindra, with a maximum of 4 year auto lease from Skyebank plc.
What to do? Well Walk into any stallion motors outlet in
• Surulere
• Gbagada
• LEKKI
• Apapa
• Victoria Island
• PH
• Abuja
• Calabar
• Kano.
• Kaduna
Get an invoice for the car you are interested in Pay in 20% of the value of the car in any Skye bank branch ( you would need to open an account)
Submit required documents.(ID, Letter from employer, statement of account for the past six months for non skyebank applicants, post dated cheques etc)
Payment for the car will be made direct to Stallion motors account on your behalf so you have nothing to worry about.
For more information please contact Jumoke Odusami: 08023220758; Subomi Solanke: 08027253955; Deola Ayibiowu : 014010663 Or call 2705848 for further enquiries.
Interest rate is 17% per annum
Download the Price List here
Download the application form here to apply |
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