We are well positioned to provide excellent services across this large network because we have sufficiently harnessed our Information and Communication Technology [ICT] capabilities to enhance the bank’s ability to deliver fast, convenient and value added services.

    We provide all the traditional banking products and services to our customers through our wide branch network. These include

        Checking (Current) Account
        Call and Fixed Tenor Deposit Accounts
        Foreign Exchange and Domiciliary Account Management Services
        Purchase and Redemption of Nigerian Treasury Bills
        Processing of Statutory Payments such as Import Duties, Nigerian Ports Authority Dues, Stamp Duties, Federal and State taxes
        We provide efficient and fast funds transfer services (local and foreign). As a member of S.W.I.F.T., we are able to conclude most funds transfer transactions within 24 hours.

    The bank also provides value enhancement services specific to each company’s needs. We are able to offer the following in addition to the generic banking products and services for your organization.

    INVESTMENT BANKING

    The Investment Banking Group provides specialist services to our customers in the areas of Capital Raising (Equity & Debt), Project & Specialized Finance. It also applies its technical, financial and managerial skills to provide Advisory Services for the proper evaluation of business/project concepts. The services may come in form of feasibility studies, locating appropriate technology and joint venture partners.

    The bank is a registered with the Securities & Exchange Commission (SEC) as Issuing House and Financial Advisers.

    Other value enhancement services and products are in the areas of:

    Contractor and Supplier Payment Scheme
    Providing financing where necessary and only managing payments in other cases via various electronic payment systems.

    Cash Management Services
    Management of several collection accounts such that balances are swept daily for investment or to clean-up a loan account

    Funds Management Services
    Investment of excess balances in the Money Market or in line with your Risk Acceptance criteria.

    Distributor Finance Scheme
    Further providing capacity for your distributors.

    Internet Banking Services
    Allowing for 24/7 banking services. This can also be extended to the installation of an ATM in your premises if the volume of traffic can justify this.

    Financial Advisory Services

    Payroll Administration Services
    Management of payrolls for organizations

    Consumer banking services especially loans and advances to employees including financing of real estate acquisitions.

    Provision of letters of credit confirmation lines and other foreign exchange denominated products.

    Provision of cash pick-up services where necessary.

    Funds Management

      We will assist you in the management of your surplus funds to ensure you earn competitive income on the funds placed with us. These may be Call and Time   Deposits of various maturities. There are also opportunities for investment in bankers' acceptances and other high yield instruments.

     Domiciliary Account Management Services 

      In recognition of the need for our customers to manage their foreign currency earnings locally, the bank offers domiciliary account services. Accounts may be held in United States Dollars, Pounds Sterling and in Euro. Our domiciliary account earns an interest at competitive rates and funds are easily accessible. To facilitate these transactions, the bank maintains correspondent banking relationships with Deutsch Bank/Bankers Trust and Citibank New York. Charges for this service are very competitive and easily negotiable.