Sep. 30,

March 31

2006

2005

2004

2003

2002

N'000

N'000

N'000

N'000

N'000

ASSETS

Cash and short-term funds

12,164,132

3,697,221

2,814.319

2,808,181

1,794,318

Due from other banks and other Financial institutions

11,308,201

5,499,287

4,629,040

2,514,440

1,359,721

Treasury bills

40,007,168

4,809,152

4,833,724

4,942,832

2,749,707

Investments

8,468,820

856,334

484,762

461,258

18,129

Loans and advances

71,717,297

12,122,680

10,165,590

8,212,450

4,985,198

Advances under finance leases

735,256

196,794

278,936

136,866

411,423

Other current assets

17,514,516

3,617,100

1,964,690

1,114,473

700,921

Deferred tax asset

89,577

-

-

-

-

Goodwill

2,013,182

-

-

-

-

Fixed assets

9,672,297

1,192,293

826,525

743,990

612,541

-------------

-------------

-------------

-------------

-------------

TOTAL ASSETS

173,690,446

31,990,861

25,997,586

20,934,490

12,631,958

-------------

-------------

-------------

-------------

-------------

LIABILITIES

Deposits and other accounts

125,471,054

22,623,437

20,913,252

16,108,760

8,778,789

Other current liabilities

22,639,601

4,920,155

2,131,636

2,483,350

1,800,638

-------------

-------------

-------------

-------------

-------------

148,110,655

27,543,592

23,044,888

18,592,110

10,579,427

-------------

-------------

-------------

-------------

-------------

CAPITAL RESERVES

Called-up share capital

Ordinary shares

3,751,522

2,264,053

1,523,937

1,523,937

1,523,937

Reserves

21,828,269

2,183,216

1,428,761

818,443

528,594

25,579,791

4,447,269

2,952,698

2,342,380

2,052,531

-------------

-------------

-------------

-------------

-------------

TOTAL LIABILITIES

173,690,446

31,990,861

25,997,586

20,934,490

12,631,958

=========

=========

=========

=========

=========

Gross earnings

21,055,904

6,158,859

5,251,782

4,333,890

2,665,275

Profit before taxation

1,585,746

742,920

918,230

854,004

523,266

Profit after taxation

1,961,371

492,719

610,318

576,004

355,821

Earnings per ordinary share
- Actual (kobo)

26.14

10.88

20.02

18.90

11.67

Net assets per ordinary share
- Actual (kobo)

340.92

98.21

96.88

76.85

67.34

Dividend per ordinary share

Bonus per ordinary share

-

-

10

10

-