We are well positioned to provide excellent services across this large network because we have sufficiently harnessed our Information and Communication Technology [ICT] capabilities to enhance the bank’s ability to deliver fast, convenient and value added services.
Contractor and Supplier Payment Scheme
Providing financing where necessary and only managing payments in other cases via various electronic payment systems.

Cash Management Services
Management of several collection accounts such that balances are swept daily for investment or to clean-up a loan account

Funds Management Services
Investment of excess balances in the Money Market or in line with your Risk Acceptance criteria.

Distributor Finance Scheme
Further providing capacity for your distributors.

Contractor and Supplier Payment Scheme
Providing financing where necessary and only managing payments in other cases via various electronic payment systems.

Provision of cash pick-up services where necessary.

WebPay
WebPay is an Internet Payment Gateway that facilitates HIGHLY SECURED payments on the Internet using Skyecard, CashCard, CampusCard, TeensCard or other Nigerian Debit cards issued by Banks on the InterSwitch network. It allows corporate organizations to plug a payment engine powered by Interswitch to their website and thereby enabling customers to pay with their debit cards from the comfort of their homes, offices etc.
Target Customers
The product is targeted at schools, online shops, hotels, clubs etc

Paydirect
This is a PC-based Payment solution that enables electronic payments between organizations and individuals. It is powered by InterSwitch. The scheme is ideally suited for Collections (payment of bills, utilities, etc), Supplier/Distributor management, Consolidation of accounts across several banks (Company Treasurer’s delight), etc.
Target Customers
Schools can utilize paydirect for school fees collection. State government and also government parastatals can collect their revenues using paydirect.

Autopay
This is a PC-based solution designed for enabling multiple electronic payments that recur periodically. These transactions can be divided into two – (1) Direct Debit (2) Direct Credit.
AutoPay Direct Debit allows BILLING ORGANIZATIONS collect subscriptions revenue securely, speedily and more efficiently. It is suitable for POSTPAID Billing Organizations like GSM companies, Insurance companies, etc. It entails MULTIPLE DEBIT and a SINGLE CREDIT.
AutoPay Direct Credit allows companies to securely manage the process of recurrent payments such as salaries or third party service providers’ fees. It entails a SINGLE DEBIT, and MULTIPLE CREDIT.
The beauty of this product is that the multiple credit or debit can originate or terminate in as many banks that are connected to the InterSwitch network.
AutoPay is ideal for Telecom subscriptions, Pension contributions, Insurance premiums, DSTV/Cable TV subscriptions, salaries, suppliers/thrird party companies, etc
Target Markets
The major targets for this product are corporate organisations that make recurrent payments to beneficiaries in different banks across the Interswitch network on a regular basis.

IT Solutions for Corporate Organizations and Educational Institutions.
We work in partnership with third party IT solution companies to configure payment solutions or portals that address the specific needs (business, process, operational) of our discerning corporate customers including educational institutions.
These are innovative products and services that further differentiate us from competition and increase our share of customers’ businesses.
Cost considerations, quality of value addition and generation of auxiliary businesses are the main factors considered when developing such services.